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| Insurance Hell Discuss Short term disability? in the General Discussion forums; Is there any form of short term disability that can help while I am out of work? I cannot return ... |
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#1
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Is there any form of short term disability that can help while I am out of work? I cannot return for up to 8 weeks and hoping to get some relief. Any and all help appreciated?!?
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2008 ~ Began Lower back pain Aug 2008~ seen an orthopedic doctor who said there was no injury. ( MRI report said different) 2009 ~ found a different orthopedic doctor to review my injury and found that i had a torn disc and a transitional segment in L4-L5 maybe L5 - S1 June 2009 ~ Discography shows positive DDD L5-S1 Spet 2010 ~ Had ADR L4-L5 with the FLD clinical trial
Last edited by TheFerrell; 09-14-2010 at 02:00 PM. Reason: Wrong subject name |
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#2
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I think it depends on your employer. I have to use 240hrs (1 month worth) of my own vacation time then short term will kick in for the next month. Anything after that would be long term disability.
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July 2009-Herniated C5/6 &C6/7 Sept. 21, 2010-2 level Prodisc with Dr. Delamarter |
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#3
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Agree with Jerry.....short term disability is completely employer dependent. My company is pretty good, in that I only have to eat one week of vacation before short-term disability kicks in. After 6 months it transitions to long-term. Good luck, and keep us posted on your progress....
Alan
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'91: Bulged L4-L5 '03: MVA = cervical whiplash APR '07: LBP + radiculopathy = severe L5-S1 herniation JUL '07: Micro-D '08-'09: Reherniation @ index level, lat recess narrowing, bilat symptoms = DDD. Several MRIs & conservative treatment (accu-, PT, chiro, massage, 3XESI, etc) SEP '09: Cervical MRI - C5-C7 bulged OCT '09-DEC 09: loss of height & water content (L5-S1) noted. 1st mention of ADR candidacy. Denied by TRICARE. MAR '10: Cervical MRI - C4-T1 now bulged. Enough already! |
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