Ask yourself a question. Is there anything I would rather do with $X than get out of this pain I am in? For me the number was $42,000 to put out up front (I did get reimbursed). Like you, I am not wealthy, but there was nothing I could have done with that money, nothing, that would have made my family and I happier than fix my back. Not a car, house, retirement fund, college fund, nothing. All that stuff can get taken care of once you have your health. Your health is priceless!
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Originally posted by mmarsh:
To all: spoke to a representative at my insurance broker's office and she said if I go ahead with an "unauthorized" procedure, the ins co is NOT liable to cover any expenses. I've decided that this is too big a risk for my family's financial future. If something goes wrong, we could lose everything we've worked for over the years.
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http://kirksbacksurgery.blogspot.com/
My tale of woe:
"Threw back out first time in 1986 at 22 years old leaning over brushing teeth. Recovered in a few days.
Threw back out again 1988, 1989, 1993. Chronic pain begins in 1993. MRI shows