Has anyone sued Insurance Co.s for pain & suffering?

[Maddie]

Just curious. Has anyone tried to or successfully sued an insurance company for the extra pain and suffering involved when their case is postponed for a year or more?

If the patient eventually wins their case, and the insurance company pays, and it can be proven that more damage, pain, etc was the result of waiting, because of red tape, can that not be used as evidence? That if they had paid when first contacted, there would have been less damage?

It just seems so wrong that people have to suffer needlessly, and possibly suffer permanent damage because the surgery was delayed so long.

I know I am just dreaming, since very few are ever approved anyway, but somewhere, somehow, there should be justice.

[kimmers]

Maddie,

I am not super sure of this but I think in the states, the limits for pain and suffering in this kind of case are low or none and difficult to prove.

Maybe someone else on here is an attorney or knows more about these kind of damages and can help Maddie.

K

[chasswen]

can only sue a non for profit org for @ cost of the surgery. no lawyer fees or travel etc...
chuck

[Maddie]

I don't quite understand, Chuck. Surely the Insurance companies are a 'for profit' organization?

I thought that's what the courts awarded...for pain and suffering in the States? I know in Canada it doesn't amount to much, but in the States?

Surely if someone delays a surgery and it causes more injury or damage, they could be held responsible? Especially if the decision to deny a claim is overturned?

Would it not be like a doctor doing something that caused damage...is it not like a malpractice suit?

With all the misery floating around because of these claims being denied, I thought someone would have tried this already.

[chasswen]

well here in the state insurance companies are nonprofit orgs which are protected by the feds here.
i just when though this with blue crap (aka) blue shield blue cross.
it really isnt fair. but the avg persons hands are tied. :(
chuck