Cheryl,

it depends on your policy... a few people have gotten overseas surgery covered, but they are definitely in the minority.

i also have an Aetna policy that will cover 1 level US ADR, but nothing overseas, and not 2 level ADR nor fusion for DDD (2 level and fusion addressed in their policy statements - pretty sure that applies to ALL Aetna policies).

cost
 

My quotes so far for 3 Level Cervical ADR:

$75-85,000 Dr. Lauryssen at Olympia Medical Center Beverly Hills, CA
(2 day hospital stay)
€36,408 for Dr. Bertagnoli, Straubing, Germany
(5 day hospital stay, plus companion and single room supplement)

Awaiting Dr. Clavel, but so far was given a €33,000 estimate which includes much more than both above and everything except meals outside of hospital and airfare.

50k in NZ for an A-Mav at L4-L5 level and a fusion cage with bone morphogenic protein at L5-S1. (with one of the countries leading neurosurgeon)
I got a shock because a double fusion with an Ortho was 18k, expected 25-30k.

ADR surgery cost $8,900 in india spinal kinetics M6
 

Hi guys Richard here i was qouted $8,900 through a Medical tourist advisor www.placidway.com for a single level L5-S1 artificial disc replacement in India. Spinal kinetics M6 Lumbar procedure .If your having a hard time trying to find the funds to go to germany like i am, contact placidway .The dr in india is trained in germany and the us.Airfair and hotel, meals after the hospital stay are extra but for under $11,000 US your done and back to a normal lifestyle.

Just thought i would pass this on.I have the contact information for the dr and hospital in india as well as the drs resume. The hospital is a private hospital and state of the art .Oh and they can do surgery with one weeks notice.Yah one week at least that is what i was told.I would have been on the plane allready but i cant get a loan for $11,000 either!Anybody want to help me with the funding!Good luck!

No surgery yet
 

I would love to say yes but i have no money to go may as well be 11 million dollars i am no closer to going.I am having to sue my car insurer because they are refusing to pay for it.Having to live on half as much money as i was when i was working forced me into bankruptcy pretty quick so no chance at getting a loan.I am in Canada and you cannot see a spine surgeon unless a dr gives a referal to one.I finally got the referal from a pain mangement drug pushing specialist i was seeing when i told him i wouldnt leave his office till he actually looked at my MRI cds I brought with me.He took one look at my back MRI and said BOOM!I will make the apiontment know.That was Thursday .But that takes from a year to 2 years to get the first appiontment and another year to schedule the surgery.Its considered elective in Canada.My only saving grace is i have my first court date in december.If they appeal it could take another 2 years before i get any money.If i have the surgery in Canada i am at the mercy of what ever surgeon i get to decide what surgery i have.There are only 6 spine surgeons in my province that do ADR surgery. 2 of them are 30 minutes from my house they may as well be 10,000 miles away.My lawyer agreed that i have a tort claim agianst the city i had the car accident in finally Supreme court decided citys are responsible to maintain roads no excuses.So i will be rich someday just have to wait 10 years to get it through the court system . So i am in hurry up and wait mode .Its a race against time for me i do not walk with out a cane anymore and the numbness in my legs gets worse all the time.Wheelchair or surgery what ever comes first. Lifes a bitch!

my cost
 

Due to the rising cost of the EURO it may vary.

Here is what i paid.

Hired the best of the best surgeons = 8500 Euro.
5 star Klinik Cost = 19500.00 EURO

Convert that to Canadian when the euro was 1.50 or very close, I can't recall, it was 42k Canadian.

Hope that helps.

also, that was just 1 level adr. l5 s1 activ-l disc.

i went into alot of debt and probably never retire, but worth every pennie

While Doogie posted an interesting alternative to the European solutions, I suspect that most members who choose ADR select their surgeon very carefully. It is not simply the M6 product or the Activ-L, the experience of the surgeon must be a significant selection criteria. While Doogie did post in 2012, I would be curious whether the Indian surgeon has the experience of the European surgeons. After all, the European surgeons focus on ADR and possibly hybrid surgeries almost exclusively. They spend time with patients on initial consults, surgical procedures, follow-up and in some cases, presenting at conferences and performing research. This dedicated focus is certainly worth the investment in a procedure that most of us want to experience only once.

I just received a quote from Clavel in Barcelona for a two level cervical with the M6 ... 29,790.00 €.

I don't know what the exchange rate is.

I agree. I picked my surgeon and not my disc. I wanted to find the best surgeon for myself and have them do a perfect diagnosis. Once done, which ever disc they wanted to put in me, I would go with. They are the expert, not me :)