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Search: Posts Made By: Teresa
Forum: The Big File 06-14-2007, 09:47 AM
Replies: 71
Views: 76,369
Posted By Teresa
Harrison, thank you for organizing and gathering...

Harrison, thank you for organizing and gathering the stories.
I think we need to agree to disagree on the Michael Moore and Oprah issues. Let's focus our energy and efforts on making some positive...
Forum: Insurance Hell 06-01-2007, 03:31 PM
Replies: 32
Views: 21,680
Posted By Teresa
CindyLou, You are right on target!! It is the...

CindyLou,
You are right on target!! It is the employer that makes the final decision, which is precisely what I said in #5 above. However, the employer is influenced by all the other players which...
Forum: Insurance Hell 06-01-2007, 06:29 AM
Replies: 32
Views: 21,680
Posted By Teresa
Harrison, My claim is with Workers...

Harrison,
My claim is with Workers Compensation, so it does not pertain to my case. I provided this information for those that are covered under a Self Insured Health Plan. I think the information...
Forum: Insurance Hell 05-31-2007, 11:03 AM
Replies: 32
Views: 21,680
Posted By Teresa
Some more good information on ERISA Governed...

Some more good information on ERISA Governed Plans:

U.S. Department of Labor

Filing A Claim For Your Health Or Disability Benefits

Printer Friendly Version • PDF Version

Introduction
Forum: Insurance Hell 05-31-2007, 10:53 AM
Replies: 32
Views: 21,680
Posted By Teresa
Self Funded Plans, regardless of whether they are...

Self Funded Plans, regardless of whether they are administered from a Commercial Carrier or a Third Party Adminstrator (TPA), are regulated under a Federal Bill called ERISA. ERISA over rides any...
Forum: New Member Introductions 05-10-2007, 01:34 PM
Replies: 4
Views: 8,557
Posted By Teresa
Thank you each for your replies. I am a bit...

Thank you each for your replies. I am a bit overwhelmed with information at the moment and will continue to research. My gut tells me to request the ADRs for the lumbar and then request revision of...
Forum: New Member Introductions 05-08-2007, 08:18 PM
Replies: 4
Views: 8,557
Posted By Teresa
Hello All, Thanks for the information provided...

Hello All,
Thanks for the information provided on this site. My story is long beginning with an injury in 2004. The short version: Fell and landed on tailbone with "jam injury" to spine. I have had...
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