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Showing results 1 to 16 of 16 Search took 0.00 seconds. Search: Posts Made By: cavalib

Forum: The Big File 04-27-2005, 09:30 PM

Replies: 15 definitions of experimental and investigational Views: 12,111 Posted By cavalib Stan, I am a perfect candidate for the... Stan, I am a perfect candidate for the Charite'. But I am being denied by Cigna. They are calling it "unproven/experimental."

Forum: The Big File 04-22-2005, 10:48 AM

Replies: 7 starting the insurance process Views: 10,131 Posted By cavalib Hi Stan, I started seeing Dr. McAfee in March... Hi Stan, I started seeing Dr. McAfee in March last year. I have heard that he has done the most ADR surgeries as well. I live in Florida and my doctor here suggested I see Dr. McAfee. Lucky for me I...

Forum: The Big File 04-19-2005, 01:54 PM

Replies: 15 Lettter from Senator Views: 14,084 Posted By cavalib How did you get a letter from your senator's... How did you get a letter from your senator's office? Should we get news stations involved in this? There has to be something we all can do to get the ins. companies to change their minds. I just got...

Forum: The Big File 04-19-2005, 01:43 PM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib I know I said I wasn't going to appeal, but my... I know I said I wasn't going to appeal, but my whole family is upset with me because I won't "give it a try." So now I am going to appeal the denial.; Can anyone give me some info on what I need to...

Forum: The Big File 04-18-2005, 10:51 AM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib For those of you who I have talked to, I just... For those of you who I have talked to, I just wanted to let you know my insurance denied my claim for the ADR surgery. I just foind out on Friday and was a little upset but at the same time I was...

Forum: The Big File 04-08-2005, 02:24 PM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib Sorry one more question. What does no fault case... Sorry one more question. What does no fault case mean?

Forum: The Big File 04-08-2005, 02:23 PM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib JasonNYC, Do you know anything about Cigna... JasonNYC, Do you know anything about Cigna Open Access Plus? Do you think they might cover the cost of the dr. and operating room? I am still waiting to hear from the insurance company to see if I...

Forum: The Big File 04-08-2005, 01:47 PM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib Poncho, I would love to take a loan out but... Poncho, I would love to take a loan out but being a student and working two jobs as is, I don't think that is something I can do. If you don't mind me asking, how much is the surgery?

Forum: The Big File 04-08-2005, 09:22 AM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib I have Cigna Open Access Plus. I am sure I will... I have Cigna Open Access Plus. I am sure I will have to appeal, but at this point I feel it isn't even worth it because most people are just getting denied. I did hear of someone in Colorado getting...

Forum: The Big File 04-08-2005, 08:59 AM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib David, I do mean at the same level. My problem... David, I do mean at the same level. My problem is L4-5. I was offered the fusion a few times, but I am hesitant about it because I am only 21 and I know I will have more problems down the road if I...

Forum: The Big File 04-08-2005, 08:03 AM

Replies: 10 If fusion is done can Charite' be done later? Views: 13,642 Posted By cavalib This may be a really dumb question but when a... This may be a really dumb question but when a fusion is done can a Charite be done later on. I am debating whether or not to have a fusion done for now and then later on when insurance companies are...

Forum: The Big File 03-30-2005, 02:07 PM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib Does anyone know if Cigna Open Access Plus... Does anyone know if Cigna Open Access Plus approved anybody from Florida? Does it make it harder to get approved if you are having the surgery in a different state? Sorry for all the questions but I...

Forum: The Big File 03-30-2005, 01:47 PM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib DWebster, Which insurance do you have? DId you... DWebster, Which insurance do you have? DId you have to go through any appeals?

Forum: The Big File 03-30-2005, 07:50 AM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib Can anyone tell me why in different states the... Can anyone tell me why in different states the insurance companies are approving and not approving of the surgery? I have cigna open access plus and I read a lady in L.A. has the same thing but was...

Forum: The Big File 03-30-2005, 06:40 AM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib Thanks Brady, you gave me some hope of them... Thanks Brady, you gave me some hope of them approving. I am starting to get depressed. I should "hopefully" know something on Friday. But these dr. offices are taking their time. Good Luck to you all.

Forum: The Big File 03-29-2005, 09:54 PM

Replies: 93 Did your insurance pay? Let's help one another Views: 88,230 Posted By cavalib Does anyone know if CIGNA Open Access Plus pays... Does anyone know if CIGNA Open Access Plus pays for Charite?

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