Someone just reminded me of another health insurance problem. Aside from the big issue of getting coverage....what something costs and how much will the insurance cover are big secrets!!!!
It's virtually impossible to get a treater to tell you how much something is because they are waiting to see how much the insurer will cover...and the insurance company won't tell you how much they will cover because they are all waiting for a price...but no one discloses this information to the patient....and you never know these amounts until after you have the procedure...so there is no way to plan and budget for things until you've experienced already.
Also, that "reduction" amount before insurance pays is way tooooo slippy and arbitrary.
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Injured 9/01
Annular tears L4/5 & L5/S1
denied adr by insurance for 2 level charite as well as hybrid fusion at L5/S1 with Charite at L4/5.
New ins paid for 2 level lumbar prodisc surgery on 4/7/08 (at age 39) with Dr. Westerlund, at Core Orthop
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