I'm not sure what the differences are anymore for coverage but I just moved from an Aetna HMO to their Choice POS II plan this past January. All of my insurance is through work and I know my current insurance version covered my ADR. I did however have a lot of issues when I was on the HMO with getting proper care from my primary care doctor. He blew me off as far as care went and then when I called and requested a prescription to go get an MRI they hesitated until I told them my insurance changed. I get the feeling they have a lot more problems with HMOs for some reason.
If you're able to go with a more open access plan it's likely to be worth it for getting better care on these more serious conditions. Aetna's been really good with everything for my ADR surgery so far, but then again it's not their HMO.
~Sara
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31 yrs old
Lumbar herniation L5/S1
- Did mild PT, some chiropractics and self regulated pain management since initial sports injury in Spring 1997.
- XRay and Bone Scan Jan/Feb 2007
- PT March to May 2007
- MRI Jan 2008
- Disco positive at L5/S1 Feb 2008
- ADR surgery at L5/S1 on June 23rd 2008 - Prodisc
- Recovery - so far so good!
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