Nduetime,
This FAQ may answer some of your questions. Though it’s somewhat dated, it is still valid: How much does artificial disc replacement cost? And to address you last questions, we’ve seen all three insurance scenarios with patients, so it really depends on your situation, what information you have already shared & will share with the insurance company and a slew of other factors. Try to get a written (or at least the web copy) of the insurance company's policy.
Tami,
Spine brokers/advocates have caused nothing but trouble on this forum, which is why they are mentioned in the community rules – please read them carefully here (they are also permalinked above). There are countless examples of this shenanigans even in this community and really I feel for people when they are victimized. Did you see
TrkDoc's post from April 27th?! This sad tale is but one of many and barely scratches the surface.
I may post more on this topic later, but I have to take my wife on errands….
