[kimmers]

Laura B,

I have heard of some people with international coverage saying that the surgery was done on an emergency basis and therefore BCBS or another ins. company would be responsible. It certainly seems like the insurance denials are getting overturned. They were not going to pay for my second lumbar surgery but I had primary and secondary coverage and they both paid. It is truly complicated as to who is denied and who is covered. When you see in the U.S. that the ADR surgery can be less expensive than fusion and then you add in all the problems that can happen with both but are more frequent with fusion, you see how short-sighted some of the insurance companies are.

K