Get ready, I did all the Pre stuff, fought them tooth and nail, even paid for for the material for an appeal.
No luck.
Went to Germany, paid for it, and when I came back submitted the reimbursement.
They paid their portion of the hospital bill, but are only paying a small portion of the surgeon's fees, they claim they were out of the network, and the amount was beyond my allowed amount.
What is 'allowed'?
So, I am fighting the surgeon fee, and make sure you can document what you did, what type of procedure, and try to give some amounts in US equivalent, such as an adr here might be $50K US and over there it might be $30K, or something.
Be prepared, they most likely will not pay.
But you can take all of this on your taxes.
I am not sure, if you can spread this over more than one year, but most of us do not make enough to absorb all the expenses, but EVERYTHING is deductible.
Good Luck.
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Jerry, Somewhere Ohio
L2-3 herniation, two days before Thanksgiving, 2012, Discectomy/Laminectomy, 3/13 Numbness in the right leg, lateral femoral, gone, July 10, 2014 L45 M6 ADR, July 15 PLIF L5-S1, Not able to access L51 Anterior.
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