Jeff,
Even though I live in CA. My husbands corporate office is in Ohio. So since it's purchased there by the employer Ohio laws apply to us.
I am callied BC/BS today to ask them to reconsider. I sid they denied surgery saying i didn't have stenois , when it is clearly stated that i do on all medical testing . What was this examiner smoking? They told me to show the external denial letter to my surgeon and see if he'll write a letter in response to the denial. My surgeons. all have said their exhausted fighting insurance companies for basic procedures. I'm not sure they will write another letter.
Why are they making me and my doctors jump through hoops? I'll see what the office says tomorrow. I put in a call to them today.
My pain is bad enough...now I'm in insurance hell, too! 
__________________
disc bulges C 4-5 and C 5-6
EMG evidence nerve root blockage at C6, C8 and L5
Cogential moderate-severe cervical/lumbar stenosis
Cervical compression with clinical myelopathy with Hoffman's
Tests; MRI's, EMG/NC studies, discogram, CT scan
Pain management; tens unit, ice and heat, physical therapy, chiropratic care, and spinal epidural treatments.
Blue Cross / Blue Shield of Ohio external third party approved Pro-C ADR at C 5-6 on 4/3/13
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