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Old 11-05-2008, 10:53 PM
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Terry Terry is offline
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Join Date: Oct 2006
Posts: 1,210
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Working in the health care industry I am always amazed at how people with insurance are paying for people without insurance. This is truly one of the bigger reasons why our premiums are so expensive today. I am very opposed to Universal Health Care but, something drastic has to take place as there are now 46 million people uninsured in America today and growing every day.

I am more supportive of requiring everyone to have health care insurance. This would cause the costs to go down across the board as we would not be forced to pay for people who do not have insurance. Make the contribution towards their family policy determinate on the amount of their family income.

This solution could work as it requires us to be responsible for ourselves. There needs to be some healthy initiative incentives to get people take better care of themselves. The policy amount is determined by the income level of the family but, also tied in to their lifestyle choices. Obesity, drinking and drugging, lack of exercise, smoking, etc. would cause premiums to increase to make up for the loss of revenue associated for taking care of people who make unhealthy lifestyle choices.

How about it all?

Time for a new beginning?

Terry Newton
__________________
1980 ruptured L4-L5
1988 ruptured SI-L5
1990 ruptured C5-C6
1994 ruptured C6-C7
1995 Hemi-Laminectomy C5-C6, C6-C7 Mayo Clinic
Bicycle Accident 2004
MRI, EMG, Facet Injections, Epidural Blocks, Lumbar Discogram.
Stenum Hospital Surgery November 4, 2006
Prestige Disc C5-C6, C6-C7
Maverick Disc S1-L5, L4-L5