I am amazed that I haven't found this site before! This is a great resource.

I am a federal employee living in Washington state. I am currently in Open Season for Healthcare plans and have 7 carriers to choose from. I was wondering if anyone here has had success\failure with any of the following companies:

KPS

BCBS

Group Health

Aetna

Geha

Mail Handlers Benefit

Pacificare


I have called all of the above companies to ask specificaly if they cover the ADR, needless to say I didint get anywhere. They all told me "I think it would be covered, but would have to send in a pre-auth to be certain". that doesn't help me at all to decide who to go with.....ughh

any insite would greatly be appreciated.