LBP,
I think everyone here would agree with your points about the frustrations in dealing with insurance companies. IMHO, though, the reforms were messy, ever-changing, and would not have reformed the behaviors that you mentioned.
Case in point: one version of the bill simply REQUIRED 40 million people to become NEW customers for the insurance companies! If you are broke, maybe you can't afford it? Maybe that's why a low-cost option was kicked around!
Any way, I've argued all different sides of this debate, but here's one of my biggest frustrations: where are we as citizens to get all the facts on healthcare reform? It seems like there is no singular, reliable source (or even a few). And this is a problem for all of us who want to take part in the process. There seems to be too much information; too much misinformation! I'd like to see a return to simplicity and efficiency in government...what a dream, eh?
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