They will never win this case. Insurance fraud is typically where someone seeks reimbursement for a procedure that never took place. They then try to pocket the money. Fraud can also occur with false disability claims, where the defendant is taking money on disability when they are not disabled.

Now in this case, ReachtheSummit is being charged with fraud in order to have....a large medical procedure?? There is no financial gain from this and no motive.

The fact that they want ReachtheSummit to be processed at the very station where (s)he used to work is an obvious attempt at intimidation and humiliation.

They are doing everything they can to get you to drop your case.