HMOs like to quote those several year standards. Maybe in several years you will have another insurance plan as well~ surely if you're employed with that pathology/symptoms and off work in bed for that amount of time, you'll not be employed and likely on Cobra insurance if you can keep it at all...
HMO babble/cost containment...
Wonder what doctor needing to work for a living would want to follow that advice of the "several year standard" with clinical findings and symptoms that keep one resting in bed all day for relief...
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