Sorry for being a slacker. It's been so busy with work, school, & kitchen renovations that I haven't had the time to spend on the boards here. Thank you both so much for taking the time to respond to my posts.
My husband's company has open enrollment coming up so I may just jump onto his plan. We don't know if Health Net will be an option again or what other plans may be offered.
I took my Empire BC/BS appeal to the External Appeals process. I still lost. That doesn't mean that anyone else who follows this process will suffer the same fate! By all means please use this tool. Perhaps if enough people do this, maybe the insurance industry will wake up!
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----Karin----
Disc Bulge C4/C5, Disc Degeneration T11/T12, Bi-Lateral tears L5/S1, Diagnosed w/ Lumbar Disc Derangement w/ Radiculopaphy. Treatment: IDET, Percutaneous Discectomy, SI Joint Injection, Facet Block. All failed. Empire BC/BS Denied Coverage for ADR-lost all of my appeals. MVP also denied coverage.
ALIF/PLIF Fusion 1/20/09
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