Penny,
Sorry you are here, I hope we can help. I’ll respond to the Stenum issue by directing you to these topics:
http://www.adrsupport.org/forums/f51...m-et-al-11016/
http://www.adrsupport.org/forums/f49...utation-10308/
I’ve been moderating this site for seven years and have seen & personally experienced many ugly things with Stenum. I am still waiting for 60 Minutes to cover this story; I think it's only a matter of time.