I haven't had any disability coverage issues yet, aside form having to appeal to the state board for approval of my ADR. My injury was witnessed by a room full of educators so there wasn't much arguement about the cause of my pain. Disability laws and requirements vary from state to state. Do you have a good working relationship with your disability case manager? Throughout my injury and recovery I have maintained a positive working relationship with my claims adjuster. This has really helped when I've hit a bump in the road.
Be vigilant,
Crystal
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