Long ago when before my WC award (back in the '80s) I was also cautioned about using medical insurance but it was for treatment because if I had any unauthorized treatment such as surgery or invasive intervention not ordered by the WC doctor/surgeon, that was considered going against what WC Primary Treating Physician had ordered for plan of care.
Getting a Dexa Scan test is acutally more related to preventive medicine and ruling out a condition that one may need medical intervention for in the way of medicines that are prescribed, use of Calcium supplements, dietary changes, weight bearing exercise and so forth..
Hoping you won't have a problem with this at all.. keep us posted~
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