That's atypical in my experience. Most people I know with w/c aren't getting any coverage under private insurance for injury that w/c is supposed to cover even if w/c is covering almost nothing or nothing (and with the new law in my state denials are about 90% so w/c not covering anything is the typical case).
My private insurance would not cover even though w/c would not authorize any treatment at all.
I am glad to hear you are getting such good coverage.
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