My plan is a PPO for care within the United States. Not sure how they handle claims outside the U S. I'm gonna push for in-network benefits citing Quiron being listed as a preferred provider. My insurance covers at 90% for in-network....out of network covers at 70%. Even if I got reimbursed at an out of network rate, it's better than nothing at all. I'm hoping me contacting them ahead of surgery helps. I believe poster Jasonhhh also had PPO with BCBS.. he got 100%. It depends how your policy reads. All I know is I verified coverage with home base and BCWW. We'll see. What type of BCBS policy u have?
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2013 - MRI and CT scan....DDD L4-S1
left side (where my pain is) interarticularis pars fracture/defect with Spondylolithesis L5 over S1 with 2MM anterior displacement
Feb. 2014 - Hybrid lumbar fusion(l5/S1), ADR(L4/L5)...2-level cervical ADR (C5/C6, C6/C7). Dr. Pablo Clavel of Quiron Hospital in Barcelona, Spain. All M6 implants (PEEK cage and plate from Medtronic at fusion level in lumbar.) SAME DAY OPERATION for both areas of the spine.
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