[JL]

Hi MBeth and big Welcome. You are in the exact right place, right here. Feel confident that it will be only a matter of time before you gain the information you need to make an informed decision. Not to mention gain the help to appeal insurance co. denial. I too was drowning in mud just over a year ago. I eventually came to decisions that I thought were beyond me thanks to all the members. I suggest using the Search Function in the left column and FAQs for Kineflex as there are member�s participation that I am sure will gladly reply to your emails.