Attached is a paper my Fiancée' wrote in grad school this spring at Northwestern about ERISA and ADR. It's very interesting to learn how insurance companies are protected under a law that never intended to cover health insurance. See the quote below and attached paper. BTW he got an "A"
"According to ERISA Disability Lawyer Michael A. McKuin, “the insurance industry has, in a very ingenious way, carved out the single greatest immunity from civil liability ever devised… This absolutely removes any incentive that an insurance company might otherwise have to treat the claimant fairly.” 16"
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Tear L5/S1 (Pain generator)
IDET 2003 L5/S1 Failed
Shots, MRI's, PT, Drugs & All that Jazz
ADR L5/S1 May 17th 2006 w/Dr. Bitan
http://adrrecovery.blogspot.com/
Doing GREAT and feeling very lucky!
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