Mariaa,
If you qualify for Medicare coverage don't you have to use it first, then any other insurance second that covers what Medicare doesn't? I think that's what I was told about Medicare/Private Health Insurance.
Can you get a copy of the polioy that's being offerred to see if there's any clauses about pre existing conditions? I'd try to find out about the insurance questions without bringing this to the direct attention of the Insurance company, in case they would remember that you called. It's just too bad that we even have to worry about stuff like this.
My health insurance policy says that treatment for work injuries are excluded from coverage although I am aware that patients are getting the treatment they need and then the private insurance companies are subrogating to WC to get reimbursed for the charges.
I don't know if any of this is helpful to you or not. Sorry I don't have any specific information on BCBS.
__________________
7/05 EMG/Nerve Conduction Tests
8/04 Disqualified from ADR clinical trial due to severe osteoporosis -- getting treatment
3/04 updated MRI
11/2000 IDET L 3/4, L4/5
1/2000 Discogram
numerous epidural injections
physical therapy
|