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Originally Posted by trkdoc714
I'm not sure. I was told by my employee services department today that if I went overseas, no procedure would be covered unless it was a sudden illness or accident. We're self insured, Aetna only administers our insurance.
I'm trying to work my way up to someone that can make the decision but it looks like it will take time.
In the meantime, I'm preparing to remortgage the house, clean out the savings and head east. I'm not putting life on hold any longer.
Keep me up to date. I'm hoping you get much different results!
Bob
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I'm in the same situation Bob. We're self insured with Aetna providing ballon coverage. Not sure if that makes a difference in their policy. It is frustrating. Essentially, my employer is on hook for 100% of the surgery barring a problem. Aetna would only get involved if there were a significant complication which is unlikely. Yet they still say no.
We'll see how it goes. My HR VP forwarded their own policy to them today and we're waiting on their response.
__________________
DDD C5/6. Incorrectly diagnosed as tension headaches in September 1997.
Nearly continuous headache since.
Began having pain in wrists in 2000, believed it was onset of carpal tunnel.
In 2005 pain began getting worse.
Diagnosed as DDD in July 2007.
Surgery recommended after 6weeks of PT made the pain worse.
ADR scheduled for Jan 26, 2009. Rescheduled for August 5!
Bryan disc finally FDA approved, and just in time too.
Neck was all jacked up and had to be fused unfortunately.
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