[2cool4U]

Unfortunate situation. However, how does an employee "run like the wind from self-funded plans?" It's not like an employee typically has several options of health care plans to choose from. And small businesses with high employee health care costs may not be able to choose other plans to offer to their employees. In the latter, the small business owner is saddled with a high deductible for each employee, and the owner has to pay if there is an illness. That deductible can run $10-20K per employee per year. The costs can be staggering if only a few employees (or covered family members) develop chronic illnesses. Those same costs then result in the employer being unable to secure a different health insurance plan for the business.

Once again, unfortunate, but does the author suggest that people turn down jobs in this economy if the potential employer has a self-funded insurance plan? Or is there a suggested course of action here that would lead to action on the part of our lawmakers that I missed?

-tc-