Crystal,
Have you been to the
www.braintalk.org WC forum?
There's an injured attorney there, Tamara, that helps with WC questions. I was reading at this website about someone that had gotten advice from Tamara about purchasing a book (downloading avail) at
www.nolo.com re Calif. WC ~
I looked over the chapters and it seems this might be something that would be helpful to you in terms of guidance re settlement or at least some knowledge/same page info...
Good luck, Maria