These types of plans are pretty popular, in a way they are what you NYGene stated but at a fairly inexpensive bye-in rate. If young and do not need a lot of medical care they work great because you save quite a bit compared to a more comprehensive plan but have protection if something major happens. If you are disciplined enough to put some money in an interest bearing account for the years that you may have to reach the deductible you would probably be further ahead, especially considering all the things a "great" plan would not pay for like back surgery overseas!
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*9/10: Unstable pelvis & SI joint, sore IT band. Chiro care, I would shift out hours to days after adjust
*12/10: PT & chiro
*4/11 to 11/11: 5 sessions prolo and 3 prolo w/ PRP
*12/28/11 ESI L L4/L5 - 1/13/12 ESI R L4/L5 - 1/24/12 L SI joint capsule - 3/8/12 TPI - 3/23/12 L L5/S1 - 4/11/12 ESI caudal - 5/23/12 TPI - 7/10/12 Facet inj L3/L4, L4/L5, L5/S1
*9/12/12: 30 - DRX9000
*12/21/12 schedule. for L4/L5 fusion-CANCELLED 1/7/13
*7/16/2013: 3 level M6(S1-L3) w/ Dr. Bierstedt
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