Go Big Red,
don't know if this will help your case but in addition to Pacificare being a UHC company, so is Golden Rule and according to the list, Golden Rule also has 1 individual coverage case.
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Injured 9/01
Annular tears L4/5 & L5/S1
denied adr by insurance for 2 level charite as well as hybrid fusion at L5/S1 with Charite at L4/5.
New ins paid for 2 level lumbar prodisc surgery on 4/7/08 (at age 39) with Dr. Westerlund, at Core Orthop
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