How we financed my surgery
We got $7500 from our credit union @ 6.50 % for 48 months, $4500 from Citi Card @ 0.00 % until 2016, and $20,000 from Discover Personal Loans @ 15.99 % for 84 months. We didn't want to put a second on our house. The paperwork is crazy to refi anyway!
Our payments will start out at about $780 per month. God willing if I am able to go back to work, we may just put my whole check towards this and knock it out in a year and a half! My husband will have to cover us for a while. I just don't want to be in debt with this for 8 years and not travel for fun ever again. 
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54 yr old female 5'7" 147 lbs. non-smoker conservative treatments failed
2007 fusion @ C4-6 peek cages, failed due to long term use of cox-2 inhibitor
2008 revised C4-6 donor bone, plate & screws
2009 fusion with Roi-C @ C3-4
2015 MRI & CT mjr ddd @ C6-7, segmental kyphosis at C7-T1, 2-level M6-C prosthesis by Dr. Clavel Barcelona Spain
2019 H.O. formed behind M6-C @ C6-7 left nerve rt & in spinal canal.
2020 Revision C6-7 to a CP-ESP prosthesis by Dr. Schmitz Dusseldorf Germany
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