Welcome Leipan.
There have been instances where a one level fusion and one ADR have been reimbursed. Texas Back has a great deal of experience in these insurance areas and you should be able to speak with an insurance specialist there. You will have a far better chance of reimbursement there, or other higher volume clinic in the US than outside the US.
Though I generally for ADR, I also know many patients that have had lumbar fusions and have done will in the long term.
BTW, Guyer and Blumenthal are a few of the most experienced ADR spinal surgeons in the country. You would be in good hands with either IMHO.
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