Cigna - Class Action Suit?
While I have read of some insurance claims that have been successful, I also read of many that were unsuccessful....after multiple denials & appeals. Harrison posted a file with many successful claims (>300) but this file was strictly for FDA approved Charite discs and the file is over 8 years old (and the Charite is no longer available).
Harrison attempted to update a list this year with successful appeals from all insurance companies. I believe there was a lack of response and he did not produce the list.
I am in the process of appealing a denial I received from Cigna. I will go through the paces but do not have high hopes for success, in spite of a judge ordering Cigna to pay one claimant after a successful individual law suit.
Are there other Cigna members that might be interested in a class action suit against Cigna or potentially multiple insurance carriers? If there are many others that are willing, there may be value in numbers. What do you think?
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1989 – herniated disc at L5-S1
1992 – L5-S1 broad bulging; right L5 nerve root compression; impingement on S1 root within spinal canal;
2006 – DDD L3-S1; disk bulge at L3-L4 and mild facet/ligmentous hypertrophy; L4-L5 large herniated disc; facet/ligmentous hypertrophy with stenosis; disc herniation & dessication at L5-S1;
2013/2014 – Dessication and significant disc height loss at L4-L5 & L5-S1; L3-L4 disc bulge with hypertrophy; mild spinal stenosis; Grade 1 anterolisthesis (3mm); L4-L5 - marginal spurring and moderate hypertrophy causing neuroforaminal narrowing; L5-S1 - moderate-severe neuroforaminal narrowing; lumbar lordosis is straightening.
New pains & functional limitations in late 2013 led to exploring ADR procedures. Consulted with 8 surgeons domestically and 9 in Europe.
May 2014 – Anterior and posterior incisions in a 5-hour surgery resulted in 2 M-6s and one facet joint prosthesis (dynamic stabilization system). On the road to full recovery.
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