View Single Post
  #1  
Old 05-13-2014, 06:19 PM
Lillyth's Avatar
Lillyth Lillyth is offline
Senior Member
 
Join Date: Nov 2012
Posts: 679
Default Attempting Reimbursement from Cigna

It's been quite the roller-coaster ride. We submitted originally, over 30 pages of documentation. It got sent to International, who said it would be paid. YIPPEE!

Then it turns out, that no, they won't pay.

They tell us they need us to prove it was an emergency surgery, and we submit a letter from Dr. Clavel saying it was done on an emergency basis, and that had the surgery not been done, I would be in a wheelchair right now.

So then they deny us (again) based on us not showing medical necessity. (WTF?!) We sent them, literally, EVERY document they asked for, and more. So I'm failing to see how we did not show medical necessity.

At this point we have used up our two appeals. They are suggesting we do an IMR (which I do NOT want to do for reasons I can go into later, but not right now). We, of course, can file a grievance.

I'm wondering if anyone has any suggestions as to what to do at this point.

HELP?
__________________
Multiple traumas to spine starting age 13.
1st American to have 6 ADR's in one surgery. C3-4 - C/7, & L5-S1 - L3-4.
Surgery w/ Dr. Clavel, 3/18/13, M6.
Before surgery: severe spinal stenosis C5/C6 (cord "flattened" per stateside doc), + for Hoffman's & Babinsky's.
At time of surgery: 5 yrs MAX before ending up in wheelchair.
Clavel found L5-S1 partially fused. Had to cut it apart to put in M6.
Please excuse brevity - SEVERE carpel tunnel.
Reply With Quote