Thank you so much for the link! I wasn't aware of that! I too am stubborn enough to follow all the way through with my husband's appeal process. And he, too, is tired of feeling 82 at age 32!
When we read about your nice little binder with tabs separating individual sections, we laughed and my husband said that that sounds exactly like something I would do. We wish you the best and we'll be looking to see how you make out!
Kim