[cathydownunder]

I see many threads on here about the coverage ( or lack of) from the USA health insurance companies.
Was just wondering what is the average monthly premium that you all pay and what do you get for your money?
For example.....here in Australia I pay $285 p/m for family cover with a $400 excess....which is payable once only per annual hospital admission. My package covers private hospital ( no out of pocket expense) for unlimited days, roughly 50% rebate on cost of dental, optical, chiro etc, but no doctor visits.
My 2 spine surgeries (1st hybrid then 2 lvl fusion) were fully covered by my health insurance and besides the $400 excess, I only paid an out of pocket fee of $6000 to my surgeon for the 1st surgery ( the 2nd he didn't charge).
Seeing the AUD and USD are pretty even at the moment...how does this compare?