[JEVE19]

I used to have Aetna which was a business group insurance.
Business insurance in Florida is better because when you sign up, they can't not cover pre existings. They can tell you that you have to wait from 30 to 365 days.
Because of this, we paid $2,400 a month which again was just for me and the hubby.
This was before I was diagnosed with DDD. I didn't show any back problems yet.
That was in 2005. The first year that ADR was "supposedly" FDA approved.
My doctor tried to get me an ADR back then, which of course was denied.
Then, they raised our rate to $3,600 a month! My doctor told me that is what they do when they want to get rid of you. We couldn't afford that so we had to get a personal policy, not run through the business so we could get something that wasn't a mortgage size payment.
Now, they could attach the pre existing crap, so now I have a back rider on my policy.
Kinda annoying looking back on it because my back doctor back then, should have gotten me into a study or just did a fusion. My insurance would have covered a fusion, but he said not to do that. Once denied, he no longer helped me. I wasn't the cash cow he was looking for and that's why he is my previous doctor!