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Old 02-08-2009, 11:55 PM
gjmorse gjmorse is offline
Junior Member
 
Join Date: Nov 2008
Posts: 3
Smile Aetna just paid 100% for my 2 level adr at Stenum

Aetna just paid 100% for my 2 level adr at Stenum

I had Aetna with out of network coverage. I had to pre-pay Stenum out of my pocket.

Included in my submission to Aetna were the following;
1. Included the surgery detailed bill from Stenum.

2. I then added a cover letter with the complete history of my back, including the different treatment options that i could have done instead of ADR.

3. I also included the x-rays from Stenum.

4. I also included the email correspondance from Stenum with the surgeons.

5. I also included my Bank of America Money transfers to Stenum.

Then I submitted this large package to Aetna. Starting a month after submission I called them every week.

In the end Aetna paid 100% and even late interest. I am very happy with them.
__________________
Gary Morse
2 Maverick ADRS - Stenum October 24, 2008
L3-L4, L4-L5
Great Experience! (at Octoberfest 4 days after surgery)
What I did right - strong abs and stretching before surgery.
What I did wrong; Not enough stretching before surgery. Muscle cramps not under control.
Worst part after surgery; The cramps - finally fixed with potassium, magnesium, and calcium supplements plus lots of water.
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