Ed5781,
Welcome! And congrats on your weightloss, that is awesome!
I don't have a whole lot of advice for you, I am currently awaiting a decision on my insurance appeal for a two level cervical. I do know that a two level lumbar is not covered by insurance in the US, so if that is what you need then overseas would be your option.
Give your post a bit of time, there are a lot of people who have lumbar experience overseas who will be willing to help you out.
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2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR 
2 level ADR w/ mobi-c C5-7 Jan 7, 2015
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