Maria,
I had the surgery after FDA approval.
Paulette,
I wasn't charged for the disc; it was lumped into Regan's bill.
Allen,
I was told by both Regan's office and Mednet (his billing company) that they wouldn't pay for ANYTHING. They were both wrong.
Dan
Here is my appeal letter (I borrowed a lot from JimM2's appeal letter):
Dan's Appeal Letter