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Insurance Hell All insurance-related matters are here: Medicare, worker's compensation, appeals, denials, insights, wins, losses. PRICING is here too. Note: This forum has posts from 2006 forward. Older ones are in the Big File.


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  #1  
Old 07-10-2014, 11:50 PM
Kelly4ADR's Avatar
Kelly4ADR Kelly4ADR is offline
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Default Aetna updating their CPB on ADR 7/10/14

Aetna is scheduled to update their clinical policy bulletin on ADR today, July 10, 2014. The last update was March 2014. Before that, 2012...2009...


Here's the link.

Intervertebral Disc Prostheses
__________________
2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR
2 level ADR w/ mobi-c C5-7 Jan 7, 2015

Last edited by Kelly4ADR; 07-11-2014 at 11:25 AM.
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  #2  
Old 08-05-2014, 08:34 PM
Rssooner Rssooner is offline
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I have Aetna and looking to get ADR. Any word yet on the ruling? I did a search and only found that it is still the old ruling.

Thanks,
Rob
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Rob Sandler
DDD
Posterior Tear
Many epidural steriod injections
Biacuplasty
Facet joint injections
Stem Cell injection

Thanking about an ADR
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  #3  
Old 08-05-2014, 08:53 PM
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Kelly4ADR Kelly4ADR is offline
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Default No update yet

Aetna hasn't updated the CPB yet. Apparently they go through the CPB list routinely and assign a group of bulletins a date to be reviewed, so the "next review" date is the beginning date of the reviews for the whole group. I'm not sure how long they take.

I check the CPB daily and as soon as it changes I will post here.

Here is the current one, with review date 7/10/14

Intervertebral Disc Prostheses

Rob, you need a lumbar replacement? Your signature doesn't specify
__________________
2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR
2 level ADR w/ mobi-c C5-7 Jan 7, 2015
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  #4  
Old 08-14-2014, 03:30 PM
Rssooner Rssooner is offline
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yes...i have been told that I am a great candidate for one.
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Rob Sandler
DDD
Posterior Tear
Many epidural steriod injections
Biacuplasty
Facet joint injections
Stem Cell injection

Thanking about an ADR
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  #5  
Old 08-24-2014, 10:31 PM
hanshan hanshan is offline
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So if Aetna isn't covering ANY lumber ADR's, who IS in the US?
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2009: Injure lower back while doing deadlifts
March 2014: MRI shows moderate degeneration at L5-S1
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Old 08-26-2014, 01:24 AM
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Kelly4ADR Kelly4ADR is offline
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Good question Hanshan. I haven't looked up the other insurance policies because it doesn't pertain to me. Maybe others will read this post and offer their policy info.

I do know that Aetna, to date, has not changed their clinical policy bulletin yet. I also know that there are two companies who are allowing two level CERVICAL ADR as a standard, which are United Healthcare and Cigna.

Are you able to switch insurance to a company that will allow a 1 level lumbar? If so, is there a clause that disqualifies you for a pre-existing condition? Worth investigating if this is the case for you.

I expect things will only get tougher and tougher for us as time goes on, beginning with the turn of the new year. Healthcare is on the decline, as my opinion is educated (I work in the healthcare field) and honest (I am a glass half full type of person but reality is what it is)
__________________
2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR
2 level ADR w/ mobi-c C5-7 Jan 7, 2015
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  #7  
Old 08-26-2014, 08:51 AM
hanshan hanshan is offline
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Can you expand on your reasoning? ADR is so well established in Europe that I don't see how insurance companies can justify denying this stuff. I am hoping that Activ-L will be accepted by the FDA soon and covered by somebody out there. If not, I might go with BCBS and try to see Dr. Clavel for the M6.
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2009: Injure lower back while doing deadlifts
March 2014: MRI shows moderate degeneration at L5-S1
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Old 09-08-2014, 01:59 PM
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Kelly4ADR Kelly4ADR is offline
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Hanshan, only time can be the true teller of how our healthcare will look, but unfortunately healthcare in the US isn't driven by care as much as it is financial gain. It doesn't always come down to what is best for people, but what is most profitable for big insurance companies. Consumers can push and persuade the industry to a certain degree, but now the government has stepped in with obamacare, so I project that we will have less and less choices at a higher cost, regardless of what is best for a patient. You already see this in the form of denied claims due to "not medically necessary" "experimental/investigational" and such. Do these statements hold true to the claims they are denying? Of course not. Then how can they get away with this, you ask? Good question. But they do, and it isn't going to get better. That's my opinion, for what it's worth.
__________________
2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR
2 level ADR w/ mobi-c C5-7 Jan 7, 2015
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  #9  
Old 09-08-2014, 03:44 PM
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colorado babe colorado babe is offline
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Quote:
Originally Posted by Kelly4ADR View Post
Hanshan, only time can be the true teller of how our healthcare will look, but unfortunately healthcare in the US isn't driven by care as much as it is financial gain. It doesn't always come down to what is best for people, but what is most profitable for big insurance companies. Consumers can push and persuade the industry to a certain degree, but now the government has stepped in with obamacare, so I project that we will have less and less choices at a higher cost, regardless of what is best for a patient. You already see this in the form of denied claims due to "not medically necessary" "experimental/investigational" and such. Do these statements hold true to the claims they are denying? Of course not. Then how can they get away with this, you ask? Good question. But they do, and it isn't going to get better. That's my opinion, for what it's worth.
I don't understand why they claim ADR is more money when in all actuality ADR is cheaper. Less time in the hospital 23 hours vs 4 days or so. Also, it is no longer experimental -- just show your insurer during your denial that it has been used on patients in the U.S. since 2004-2005 and it is much safer, cheaper and that in than in the future those fusion patients will be returning back most likely for another fusion. There are articles out there in the internet - use them for your appeal.
__________________
1998- Injured neck and back in USAF
2011 - Started experiencing Severe Symptoms, Migranes, numbness, spasms in legs and feet and sciatica.
Feb 2014 - Received upper Lumbar Injection - Severe Allergy to injection
Mar 2014 - MRI of Cervical and Lumbar, protruding disc in C3-7, Herniated Disc in L5/S1, placed on STD and FMLA )
July 2014 - Stem Cell Procedure performed
Oct 20, 2014 - ADR (MOBI-C) at C5-7 and Anterior Fusion at L5/S1 by Dr. Pettine and Dr. Techy
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  #10  
Old 09-09-2014, 05:24 PM
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Kelly4ADR Kelly4ADR is offline
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I don't understand why they claim ADR is more money when in all actuality ADR is cheaper. Less time in the hospital 23 hours vs 4 days or so. Also, it is no longer experimental -- just show your insurer during your denial that it has been used on patients in the U.S. since 2004-2005 and it is much safer, cheaper and that in than in the future those fusion patients will be returning back most likely for another fusion. There are articles out there in the internet - use them for your appeal.

Colorado babe, it does not make sense does it...that's my point. I personally, over 8 months and 4 debates, have lost my appeal fight. There are no other options for me, unless I pay an attorney which would cost me thousands. I don't know how they can approve the surgery for some, and not others, but they do. I don't want to count your advice as useless, but I do feel you have been blessed with one of the few "lottery tickets" to be granted surgery (paid for) while some of us who are just as deserving are not afforded the same gift, and you assume it came down to your appeal...It's easy for you to say "add this or that in your appeal" as if that has anything to do with the outcome. Reason and logic has no place in this game but chance and circumstance prevail. If you were to read my 82 page final appeal, you would see I left no detail unaddressed and no room for question the logical and ethical reasons for why my surgery shouldn't be allowed. Fair? NO. Reality? YES.
__________________
2004 MRI -cervical bone spur causing pain
2011 MRI -5 bulging discs at C3-7: Recommended C5-6 and C6-7 for a two level fusion, I said no thanks.
2014 MRI -progressive compression C5-7.
MRI 6/5/14- Ruptured L4-5, bulge at L2-3 and L5-S1 Dr recommends discectomy of L4-5 but won't do surgery until cervical is stable
8/2014- 8 months/3 rounds of appeals, Aetna denies 2 level cervical ADR
2 level ADR w/ mobi-c C5-7 Jan 7, 2015
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