ADRSupport Community  

Go Back   ADRSupport Community > General Discussion > Insurance Hell

Insurance Hell All insurance-related matters are here: Medicare, worker's compensation, appeals, denials, insights, wins, losses. PRICING is here too. Note: This forum has posts from 2006 forward. Older ones are in the Big File.


Reply
 
Thread Tools
  #1  
Old 02-08-2009, 03:34 PM
Harrison's Avatar
Harrison Harrison is offline
Administrator
 
Join Date: Oct 2004
Posts: 7,011
Exclamation Changing Insurance Plans & Prices

As the president tries to get our economy back on track, it is only a matter of time before the healthcare behemoth is attacked from all legislative sides...

In the meantime, I recently changed insurance plans and it was not easy. Here are a few ideas relative to choosing a new insurance plan:
  • This site offers some tools to find all kinds of different insurance plans: http://www.healthinsurancefinders.com/
  • I used a similar site to compare the prices among different insurance companies in the state of Mass. The attached doc shows the prices for two people (me and my spouse). I believe the prices vary widely between states; I’d be curious what other people are paying.
  • The first topic in this forum provides a list of insurance companies that provide insurance coverage for ADR; this list is old but is a good reference and starting place when comparison shopping.
Hope this helps! What other folks paying for monthly insurance premiums? How much is subsidized by your employers?
Attached Files
File Type: pdf Mass Health Insurance.pdf (72.0 KB, 6 views)
__________________
"Harrison" - info (at) adrsupport.org
Fell on my ***winter 2003, Canceled fusion April 6 2004
Reborn June 25th, 2004, L5-S1 ADR Charite in Boston
Founder & moderator of ADRSupport - 2004
Founder Arthroplasty Patient Foundation a 501(c)(3) - 2006
Creator & producer, Why Am I Still Sick? - 2012
Donate www.arthropatient.org/about/donate
Reply With Quote
  #2  
Old 02-08-2009, 11:51 PM
gjmorse gjmorse is offline
Junior Member
 
Join Date: Nov 2008
Posts: 3
Default Aetna just paid 100% for my 2 level adr at Stenum

I had Aetna with out of network coverage. I had to pre-pay Stenum out of my pocket.

Included in my submission to Aetna were the following;
1. Included the surgery detailed bill from Stenum.

2. I then added a cover letter with the complete history of my back, including the different treatment options that i could have done instead of ADR.

3. I also included the x-rays from Stenum.

4. I also included the email correspondance from Stenum with the surgeons.

5. I also included my Bank of America Money transfers to Stenum.

Then I submitted this large package to Aetna. Starting a month after submission I called them every week.

In the end Aetna paid 100% and even late interest. I am very happy with them.
__________________
Gary Morse
2 Maverick ADRS - Stenum October 24, 2008
L3-L4, L4-L5
Great Experience! (at Octoberfest 4 days after surgery)
What I did right - strong abs and stretching before surgery.
What I did wrong; Not enough stretching before surgery. Muscle cramps not under control.
Worst part after surgery; The cramps - finally fixed with potassium, magnesium, and calcium supplements plus lots of water.
Reply With Quote
Reply

Bookmarks

Tags
healthcare insurance, insurance, insurance premiums

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Germany prices negotiable? jettylou The Big File 27 03-04-2009 05:19 PM


All times are GMT -4. The time now is 11:19 AM.


© Copyright 2006-2023 ADRSupport.org All rights reserved.